What a session costs with an Optum plan
- Your plan's copay or coinsurance for outpatient therapy, shown on Headway before you confirm
- PPO plans don't require a referral for in-network therapy; we confirm this for your plan
- On a deductible plan you pay the contracted rate until the deductible is met
- Full self-pay rate if your plan is out of network: $200, with a superbill
- Free benefits check: text us a photo of your card
One network, five plan names. If Optum is behind your card, we are in-network.
How it works.
Who you'll see
Optum plans are seen by Tina Liu, LMHC-D, for clients located in New York or Florida. If her calendar is full, we will let you know the next opening and, if you would rather not wait, offer our sliding scale with Laila Siddiqui, MHC-I, for clients in New York.
How to book
Open Tina's Headway profile, pick a time, and enter your insurance details. Headway checks your coverage and shows an estimate of what you will pay per session before you confirm. Booking takes about five minutes.
NYC employees
If you were on GHI CBP, you moved to the NYC Employee PPO on January 1, 2026, and its mental health benefit now runs through Optum. We have written a page for teachers, DC 37 members, CUNY staff, and other city employees.
If your plan turns out to be out of network
The full rate is $200 per 50-minute session, and we provide a superbill you can submit to your insurer for possible reimbursement. If cost is the barrier, ask about our sliding scale.
Questions before you start?
Is Oxford the same as UnitedHealthcare?
Oxford is UnitedHealthcare's New York, New Jersey, and Connecticut plan, and its mental health benefit runs through Optum, the same network as UnitedHealthcare. Oxford Freedom, Liberty, and Metro plans are all accepted here.
I'm a New York City employee on the NYCE PPO. Am I covered?
Yes. The NYC Employee PPO's mental health benefit is administered by Optum, and we are in-network with Optum in New York. If you are on HIP HMO instead, your plan is different; feel free to text us a photo of your card, and we will check.
Do you take Oscar plans from NY State of Health?
Yes. Oscar's mental health benefit runs through Optum, and we accept Oscar in New York and Florida, including marketplace plans. You pay your plan's copay per session.
Check My Coverage & Book on Headway
Prefer we check for you? Text (917) 809-8067 a photo of your insurance card and we'll confirm your benefits before the first session. How the coverage check works.
Related: Therapy for NYC Employees · Oxford · Oscar · Freelancers & Creatives · Aetna · Fees & Insurance
Who you'll work with.
Founder & Mental Health Counselor. EMDR-trained, culturally attuned, licensed in New York & Florida. Optum plans (UnitedHealthcare, Oxford, Oscar, NYCE PPO) are seen by Tina.
About Tina →Not sure where to start? Feel free to send us a note, and we will help you find a good fit.
Reach out whenever you're ready.
Text (917) 809-8067 to schedule your appointment, send a message below, or email us directly.
Thanks for reaching out.
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